nivalorionos disclaimer statement
Important notice:
Results may vary for each individual or business.
All information is provided for general guidance only and is not financial advice.
This website provides information about financial planning solutions. Nothing on this site constitutes personalised financial advice, investment advice, or a recommendation to act. Past performance does not guarantee future results.
General information notice
Information on this site is provided for informational purposes only and should not be relied upon as a substitute for professional advice. Users are encouraged to consult with qualified professionals for advice tailored to their individual circumstances.
Limitation of liability
Our liability is limited to the fullest extent permitted by law. We are not responsible for any loss incurred through reliance on site information.
- We do not guarantee the accuracy or completeness of information provided on this website.
- We are not liable for any direct, indirect, or consequential losses resulting from the use of this site.
- No responsibility is accepted for third-party content or external website links.
- Site content is subject to change without notice and may not always reflect the latest updates.
Accuracy of information
While we strive to maintain accurate and up-to-date content, we cannot guarantee that all information is free from errors or omissions. Users should verify details before making decisions based on this site.
Site updates may not reflect the most recent changes or developments.
No professional advice
Content on this site should not be taken as professional or financial advice. Always consult with a licensed financial adviser before making decisions.
External links
Links to external sites are provided for informational purposes only. We are not responsible for the content, accuracy, or security of these sites.
No guarantee of specific results
Outcomes may differ for each client. We do not guarantee specific results from our services.
Results may vary for users
Individual circumstances, market conditions, and external factors can affect outcomes.
Financial information disclaimer
All financial information is provided as general guidance and not as professional advice.
- APR rates, fees, and repayment terms are subject to change and may not be the same for all clients.
- We do not recommend or endorse any specific financial product or provider.
- No investment, training, or educational services are offered or implied by this site.
Jurisdiction notice
This disclaimer is governed by the laws of Australia.
Any disputes arising from the use of this site shall fall under the jurisdiction of the courts of Australia.
Australian law applies to all content and services provided.
Users outside Australia are responsible for compliance with local regulations.
Indemnification
By using this site, you agree to indemnify us against any claims, damages, or losses resulting from your use of the information provided.
Severability
If any section of this disclaimer is found invalid, the remaining provisions remain in effect.
Modifications
We may update this disclaimer at any time. Changes are effective upon posting on this website.
Contact details
For questions regarding this disclaimer, please contact us.
Our email address: content@nivalorionos.com
Phone number: +61.8.1180.2645
Physical address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective date: October 1, 2025
Last updated: October 1, 2025